{"id":629,"date":"2022-07-26T10:30:56","date_gmt":"2022-07-26T10:30:56","guid":{"rendered":"https:\/\/thegenius.co\/wp\/finlon\/live\/?post_type=finlon_service&#038;p=629"},"modified":"2023-12-14T16:19:09","modified_gmt":"2023-12-14T16:19:09","slug":"glossario","status":"publish","type":"finlon_service","link":"https:\/\/www.incrediblefinance.eu\/en\/service\/glossario\/","title":{"rendered":"Gloss\u00e1rio"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"629\" class=\"elementor elementor-629\" data-elementor-post-type=\"finlon_service\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e5182c2 finlon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e5182c2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ab1ff7f\" data-id=\"ab1ff7f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-071fc3a elementor-widget elementor-widget-finlon_faq_widget\" data-id=\"071fc3a\" data-element_type=\"widget\" data-widget_type=\"finlon_faq_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"accrodion-grp faq-one-accrodion\" data-grp-name=\"faq-one-accrodion-1991242651\">\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Ag\u00eancia <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Sucursal de institui\u00e7\u00e3o financeira de cr\u00e9dito ou banco com sede em Portugal ou no estrangeiro.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Amortiza\u00e7\u00e3o antecipada <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Sucursal de institui\u00e7\u00e3o financeira de cr\u00e9dito ou banco com sede em Portugal ou no estrangeiro.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Amortiza\u00e7\u00e3o de empr\u00e9stimo <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Pagamento gradual ou total de determinado capital em d\u00edvida.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Autoriza\u00e7\u00e3o de D\u00e9bito em Conta (ADC) <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Consentimento expresso de um devedor, transmitido a uma institui\u00e7\u00e3o de cr\u00e9dito, atrav\u00e9s do qual se permite ao credor (ou a um representante seu) efetuar d\u00e9bitos diretos de montante fixo, vari\u00e1vel ou at\u00e9 um determinado valor ou data previamente definidos, na conta de dep\u00f3sitos \u00e0 ordem do devedor, aberta nessa mesma institui\u00e7\u00e3o.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Cancelamento da ADC <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Rescis\u00e3o da Autoriza\u00e7\u00e3o de D\u00e9bito em Conta (ADC), impedindo-se a realiza\u00e7\u00e3o de d\u00e9bitos futuros na conta do devedor sem, no entanto, implicar a cessa\u00e7\u00e3o da rela\u00e7\u00e3o contratual existente entre o credor e o devedor.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Capital <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Total da d\u00edvida de um empr\u00e9stimo pendente sem inclus\u00e3o dos juros.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Car\u00eancia de capital <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Per\u00edodo durante o qual o devedor apenas paga ao credor os juros do empr\u00e9stimo, mantendo-se o capital em d\u00edvida inalterado.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Central de Responsabilidades de Cr\u00e9dito (CRC) <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Base de dados, gerida pelo Banco de Portugal, que cont\u00e9m o historial de cr\u00e9dito dos clientes das institui\u00e7\u00f5es banc\u00e1rias. A situa\u00e7\u00e3o de cr\u00e9dito dos clientes \u00e9 atualizada a partir de informa\u00e7\u00e3o comunicada pelas entidades credoras ao Banco de Portugal. A consulta desta Central pelas entidades credoras permite-lhes avaliar o risco de concess\u00e3o de cr\u00e9dito de um potencial cliente.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Cr\u00e9dito abatido ao ativo <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Classifica\u00e7\u00e3o banc\u00e1ria presente nos mapas de cr\u00e9ditos do Banco de Portugal, que se refere ao status de um cr\u00e9dito que est\u00e1 em situa\u00e7\u00e3o de incumprimento (normalmente por um largo per\u00edodo de tempo) e que foi, consequentemente, retirado do ativo da institui\u00e7\u00e3o financeira. Ainda assim, o banco pode tentar recuperar o dinheiro atrav\u00e9s de penhoras (quando o cliente possui um rendimento est\u00e1vel) e outras a\u00e7\u00f5es de cobran\u00e7a legalmente previstas e consideradas ajustadas.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Cr\u00e9dito consolidado <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Solu\u00e7\u00e3o financeira que consiste em juntar todos os cr\u00e9ditos a decorrer num \u00fanico empr\u00e9stimo, com uma \u00fanica mensalidade, geralmente mais reduzida gra\u00e7as a um prolongamento do prazo.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Cr\u00e9dito ao consumo <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Empr\u00e9stimo de m\u00e9dio prazo destinado \u00e0 aquisi\u00e7\u00e3o de bens ou servi\u00e7os de consumo, tais como, por exemplo: computadores, viagens, remodela\u00e7\u00f5es da casa, carros novos, etc.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Cr\u00e9dito estudante <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Cr\u00e9dito destinado a fins acad\u00e9micos, tais como uma licenciatura, um mestrado, um doutoramento ou mesmo quaisquer outros tipos de forma\u00e7\u00f5es, tanto em Portugal como no estrangeiro.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Cr\u00e9dito lar e recheio <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Cr\u00e9dito pessoal destinado a obras de remodela\u00e7\u00e3o de habita\u00e7\u00f5es ou \u00e0 aquisi\u00e7\u00e3o de mob\u00edlia, eletrodom\u00e9sticos, etc.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Cr\u00e9dito para f\u00e9rias <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Cr\u00e9dito que se apresenta como solu\u00e7\u00e3o para os gastos previstos durante as f\u00e9rias, inclusive viagens.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Cr\u00e9dito r\u00e1pido <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Empr\u00e9stimo que se pode obter num curto espa\u00e7o de tempo, normalmente podendo ser solicitado atrav\u00e9s da Internet. Na maior parte dos casos n\u00e3o \u00e9 necess\u00e1rio ter conta aberta no banco para se ser aprovado neste tipo de financiamento.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Cr\u00e9dito renegociado <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Pessoa que garante o pagamento do cr\u00e9dito em caso de incumprimento. S\u00f3 se torna exig\u00edvel depois de o banco ter tentado, de todas as formas, obter a cobran\u00e7a junto do devedor.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Cr\u00e9dito sem finalidade <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Cr\u00e9dito destinado a outros fins que n\u00e3o sejam habita\u00e7\u00e3o ou consumo (por exemplo: um empr\u00e9stimo para abrir um pequeno neg\u00f3cio).<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Cr\u00e9dito vencido <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Cr\u00e9dito em situa\u00e7\u00e3o de incumprimento de pagamento, ou seja, cujos prazos de amortiza\u00e7\u00e3o n\u00e3o foram respeitados pelo devedor.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Credor <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Credor (ou mutuante) \u00e9 a designa\u00e7\u00e3o dada a quem empresta o capital e recebe juros do devedor.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>D\u00e9bito direto <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>D\u00e9bito em conta banc\u00e1ria, com base numa autoriza\u00e7\u00e3o pr\u00e9via de d\u00e9bito em conta e numa instru\u00e7\u00e3o de cobran\u00e7a transmitida pelo credor ou pelo seu representante, processada atrav\u00e9s do SDD (Sistema de D\u00e9bitos Diretos).<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Devedor <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Devedor ou mutu\u00e1rio \u00e9 a designa\u00e7\u00e3o dada a quem recebe um empr\u00e9stimo e pelo qual paga juros. \u00c9 tamb\u00e9m aquele que autoriza que lhe sejam efetuadas cobran\u00e7as atrav\u00e9s do SDD (Sistema de D\u00e9bitos Diretos), ou seja, o cliente.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Encargos <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Referem-se aos custos que t\u00eam de ser suportados no \u00e2mbito da contrata\u00e7\u00e3o de um empr\u00e9stimo (por exemplo: juros de um empr\u00e9stimo contra\u00eddo, despesas de manuten\u00e7\u00e3o de conta, etc.).<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Endividamento <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>O r\u00e1cio de endividamento \u00e9 um indicador macroecon\u00f3mico que mede o peso do endividamento das fam\u00edlias em rela\u00e7\u00e3o ao seu rendimento num ano.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Incumprimento <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Institui\u00e7\u00f5es de cr\u00e9dito que podem realizar todas as opera\u00e7\u00f5es permitidas aos bancos, com excep\u00e7\u00e3o da rece\u00e7\u00e3o de dep\u00f3sitos.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Institui\u00e7\u00e3o de cr\u00e9dito <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Trata-se de uma institui\u00e7\u00e3o que recebe dep\u00f3sitos e outros fundos reembols\u00e1veis do p\u00fablico e que concede cr\u00e9dito a empresas, particulares e\/ou outros agentes econ\u00f3micos. S\u00e3o exemplos de institui\u00e7\u00f5es de cr\u00e9dito os bancos, caixas econ\u00f3micas, caixas de cr\u00e9dito agr\u00edcola m\u00fatuo e institui\u00e7\u00f5es financeiras de cr\u00e9dito, entre outras.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Juros de mora <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Trata-se de uma sobretaxa que \u00e9 cobrada em caso de mora (atraso) do devedor, aplicando-se ao valor do capital e dos juros vencidos.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Livran\u00e7a <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>T\u00edtulo de cr\u00e9dito atrav\u00e9s do qual o devedor compromete-se a pagar \u00e0 institui\u00e7\u00e3o uma dada quantia num determinado prazo. Geralmente, este documento \u00e9 exigido na concess\u00e3o de um cr\u00e9dito pessoal, sendo que os bancos usam-no como garantia caso o cliente n\u00e3o consiga pagar as presta\u00e7\u00f5es do empr\u00e9stimo.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Maturidade <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Prazo final de pagamento de uma d\u00edvida ou obriga\u00e7\u00e3o.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>MTIC (Montante Total Imputado ao Consumidor) <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Representa o custo total de um cr\u00e9dito concedido, incluindo juros, comiss\u00f5es, despesas, impostos e outros encargos.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Mutuante <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>\u00c9 a entidade que empresta o capital sobre o qual recebe juros do mutu\u00e1rio.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Mutu\u00e1rio <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>\u00c9 o cliente, isto \u00e9, aquele que recebe um empr\u00e9stimo e pelo qual paga juros.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>M\u00fatuo <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Contrato de empr\u00e9stimo em que o mutuante financia o mutu\u00e1rio (cliente) com um determinado montante, ficando este obrigado ao pagamento do capital em d\u00edvida, ao qual acrescem juros.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Prazo do empr\u00e9stimo <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Per\u00edodo que decorre entre a constitui\u00e7\u00e3o e a extin\u00e7\u00e3o de uma d\u00edvida de cr\u00e9dito.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Penhora <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Processo judicial em que um juiz emite um mandato atrav\u00e9s do qual o devedor perde o direito de dispor dos seus bens para garantir o pagamento da d\u00edvida - ou seja, o tribunal vende esses bens e, com o produto da venda, paga ao credor. Este processo \u00e9 acionado pelo credor quando o devedor persiste em n\u00e3o pagar a sua d\u00edvida no prazo acordado.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Presta\u00e7\u00e3o <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Montante a pagar pelo cliente, com determinada periodicidade, para cumprir as suas obriga\u00e7\u00f5es financeiras assumidas num contrato de financiamento.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Presta\u00e7\u00f5es constantes <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Modalidade de reembolso de um empr\u00e9stimo na qual as presta\u00e7\u00f5es se mant\u00eam fixas durante todo o prazo do cr\u00e9dito.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Reembolso <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Pagamento de uma quantia do capital recebido a t\u00edtulo de empr\u00e9stimo ao respetivo credor.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Risco de cr\u00e9dito <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Possibilidade de o benefici\u00e1rio de determinado empr\u00e9stimo n\u00e3o ter capacidade financeira para pagar os juros e\/ou o capital em d\u00edvida. A entidade credora avalia este risco antes da concess\u00e3o de um cr\u00e9dito.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Risco de incumprimento (default risk) <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Possibilidade de o benefici\u00e1rio de determinado empr\u00e9stimo n\u00e3o ter a capacidade financeira necess\u00e1ria para pagar juros e\/ou capital em d\u00edvida na data e no montante prometidos.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Sistema de D\u00e9bitos Diretos (SDD) <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Conjunto de regras e de infraestruturas operacionais que permitem pagamentos por d\u00e9bito direto em conta, consoante uma rela\u00e7\u00e3o contratual previamente estabelecida, e que envolvem credor e devedor.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>TAEG (Taxa Anual de Encargos Efetiva Global) <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>\u00c9 o custo total do cr\u00e9dito para o consumidor expresso em percentagem anual do montante de cr\u00e9dito concedido. Esta taxa considera encargos com comiss\u00f5es, juros e impostos relacionados com o cr\u00e9dito, devendo ser a medida que realmente importa para comparar propostas de cr\u00e9dito pessoal entre diferentes bancos.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Taxa de juro <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Renumera\u00e7\u00e3o, expressa em percentagem, que a entidade que concede um financiamento recebe da entidade de contraiu esse empr\u00e9stimo, como forma de pagamento do servi\u00e7o prestado.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>TAN (Taxa Anual Nominal) <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Taxa de juro aplicada numa base anual ao montante de cr\u00e9dito sem incluir eventuais encargos e impostos.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Taxa de esfor\u00e7o <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Indicador que mede a capacidade de um indiv\u00edduo ou de um agregado familiar de cumprir com as responsabilidades assumidas num empr\u00e9stimo. Corresponde \u00e0 propor\u00e7\u00e3o do empr\u00e9stimo face ao rendimento desse indiv\u00edduo ou agregado. Quanto maior for esta taxa, maior \u00e9 o risco de cr\u00e9dito que o devedor representa para a institui\u00e7\u00e3o credora.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Transfer\u00eancia de cr\u00e9dito <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Consiste na possibilidade de passar o cr\u00e9dito para outra institui\u00e7\u00e3o financeira \u00e0 escolha, mediante um aviso pr\u00e9vio de 10 dias \u00fateis ao banco e o pagamento de uma comiss\u00e3o que ser\u00e1 no m\u00e1ximo de 0,5% caso se trate de um cr\u00e9dito com taxa vari\u00e1vel ou de 2% caso seja de taxa fixa.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Taxa vari\u00e1vel <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Taxa de juro que sofre oscila\u00e7\u00f5es em fun\u00e7\u00e3o do comportamento dos mercados financeiros.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t\t\t<!--Start Faq One Single-->\r\n\t\t\t\t<div class=\"accrodion\">\r\n\t\t\t\t\t<div class=\"accrodion-title\">\r\n\t\t\t\t\t\t<h4>Valor residual <span class=\"accrodion-icon\"><\/span><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"accrodion-content\">\r\n\t\t\t\t\t\t<div class=\"inner\">\r\n\t\t\t\t\t\t\t<p>Modalidade de reembolso de um empr\u00e9stimo que permite alocar uma percentagem do valor financiado para o final do contrato e amortiz\u00e1-lo apenas no fim do empr\u00e9stimo, permitindo baixar o valor da presta\u00e7\u00e3o mensal.<\/p>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- End Faq One Single-->\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<script type=\"text\/javascript\">\r\n\t\t\tjQuery( function( $ ) {\r\n\t\t\t\tif ($(\".accrodion-grp\").length) {\r\n\t\t\t\t\tvar accrodionGrp = $(\".accrodion-grp\");\r\n\t\t\t\t\taccrodionGrp.each(function () {\r\n\t\t\t\t\t\tvar accrodionName = $(this).data(\"grp-name\");\r\n\t\t\t\t\t\tvar Self = $(this);\r\n\t\t\t\t\t\tvar accordion = Self.find(\".accrodion\");\r\n\t\t\t\t\t\tSelf.addClass(accrodionName);\r\n\t\t\t\t\t\tSelf.find(\".accrodion .accrodion-content\").hide();\r\n\t\t\t\t\t\tSelf.find(\".accrodion.active\").find(\".accrodion-content\").show();\r\n\t\t\t\t\t\taccordion.each(function () {\r\n\t\t\t\t\t\t\t$(this).find(\".accrodion-title\").on(\"click\", function () {\r\n\t\t\t\t\t\t\t\tif ($(this).parent().hasClass(\"active\") === false) {\r\n\t\t\t\t\t\t\t\t\t$(\".accrodion-grp.\" + accrodionName).find(\".accrodion\").removeClass(\"active\");\r\n\t\t\t\t\t\t\t\t\t$(\".accrodion-grp.\" + accrodionName).find(\".accrodion\").find(\".accrodion-content\").slideUp();\r\n\t\t\t\t\t\t\t\t\t$(this).parent().addClass(\"active\");\r\n\t\t\t\t\t\t\t\t\t$(this).parent().find(\".accrodion-content\").slideDown();\r\n\t\t\t\t\t\t\t\t}\r\n\t\t\t\t\t\t\t});\r\n\t\t\t\t\t\t});\r\n\t\t\t\t\t});\r\n\t\t\t\t}\r\n\t\t\t})\r\n\t\t<\/script>\r\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Ag\u00eancia Sucursal de institui\u00e7\u00e3o financeira de cr\u00e9dito ou banco com sede em Portugal ou no estrangeiro. Amortiza\u00e7\u00e3o antecipada Sucursal de institui\u00e7\u00e3o financeira de cr\u00e9dito ou banco com sede em Portugal ou no estrangeiro. Amortiza\u00e7\u00e3o de empr\u00e9stimo Pagamento gradual ou total de determinado capital em d\u00edvida. Autoriza\u00e7\u00e3o de D\u00e9bito em Conta (ADC) Consentimento expresso de um [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"template":"","class_list":["post-629","finlon_service","type-finlon_service","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.incrediblefinance.eu\/en\/wp-json\/wp\/v2\/finlon_service\/629","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.incrediblefinance.eu\/en\/wp-json\/wp\/v2\/finlon_service"}],"about":[{"href":"https:\/\/www.incrediblefinance.eu\/en\/wp-json\/wp\/v2\/types\/finlon_service"}],"author":[{"embeddable":true,"href":"https:\/\/www.incrediblefinance.eu\/en\/wp-json\/wp\/v2\/users\/1"}],"version-history":[{"count":0,"href":"https:\/\/www.incrediblefinance.eu\/en\/wp-json\/wp\/v2\/finlon_service\/629\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.incrediblefinance.eu\/en\/wp-json\/wp\/v2\/media?parent=629"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}